A Year in Time

It's been almost a year since my wife was released from her job.  We have survived for the most part but it has been a true struggle.  I have borrowed money from friends and family as well as taken out a couple of loans.  My credit score is now shot to hell due to being behind on payments.  I failed my Masters program because I was so focused on taking care of home, I neglected my studies.  I am at a point in time now where all I do is work to pay bills and I can't pay all of them even though I am working 2 jobs.  I really did not think the situation would last a year.  I really thought she was going to get better and find another job.  I thought the nephew would get his shit together and be gone or at least be contributing to the household.  Guess I was completely wrong about the events of the past year.